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Optional Coverage SPC
(1-13)
SPECIAL PACKAGE OF COVERAGES INCIDENTAL PROPERTY COVERAGES The following change is made under Incidental Property Coverages of the General Policy Provisions. $500
Outdoor Antenna Coverage - Item 9. Outdoor Antenna Coverage under Incidental Property Coverages of the General Policy Provisions is amended to read: If "you" have purchased Coverage A – Dwelling or Coverage C – Household Personal Property, "we" will pay up to $500 per "occurrence" for direct loss by perils insured against to outdoor antennas and satellite dishes including their lead-in wiring, accessories, masts or towers.
The following are added under Incidental Property Coverages of the General Policy Provisions. $250
Fences Coverage - "We" pay up to $250 per "occurrence" for direct loss by perils insured against to fences which are incidental to the "residence". This does not include fences which are incidental or usual to any "business" or "farming operation".
$250
Added Perils for Refrigerated Food Products - "We" extend Coverage C – Household Personal Property to cover the contents of a freezer or refrigerated unit on the "insured premises". "We" pay no more than $250. The covered contents must be owned by "you". The loss must be caused by change in temperature resulting from: 1. interruption of electrical service to refrigeration equipment; or 2. mechanical or electrical breakdown of the refrigeration system.
$500
Outside Wiring and Supports Coverage - "We" pay up to $500 per "occurrence" for direct loss by perils insured against to electric or telephone equipment and transmission wires and their supports outside of buildings. This includes overhead and underground electric equipment. This equipment must belong to "you" and must be located on the "insured premises".
All "terms" not specifically changed by this optional coverage remain the same.
SPC (1-13)
