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InsideNews Illinois Farm Bureau® Family of Companies December 20, 2012 WELCOME EMPLOYEE SERVICES AND ACTIVITIES Monster Jam Fri., Feb. 1, 7:00 p.m. OR Sat., Feb. 2, 2:00 p.m. ® Advance Auto Parts Monster Jam, starring the biggest performers on four wheels: Monster Jam monster trucks! The twelve-feet-tall, ten-thousand pound machines will bring you to your feet, racing and ripping up a custom-designed track full of obstacles to soar over or smash through! Monster Jam provides a massive night’s entertainment tailored perfectly for your family’s budget, and these colorful, larger-than-life beasts are sure to capture the hearts of both young and old. Ticket prices are $18 for adults and $10.50 for children in section 21 at the Peoria Civic Center. Reservation deadline is Fri., Jan. 18. Miranda Lambert – Fri., Feb. 22, 7:30 p.m. Known for their distinctive styles of music, Miranda Lambert and Dierks Bentley announce their 2013 Locked & Reloaded Tour. Set to kick-off January 17, Miranda and Dierks bring to the stage scores of #1 singles, chart topping albums and trophies from The Grammys, CMAs, ACMs and CMTs. Ticket prices are $53 and in Section “B” at U of I Assembly Hall. Reservation deadline is Fri., Jan. 4. HEALTH SERVICES ACTIVITIES Bloodmobile The Deccember 13 bloodmobile at the GE Road building produced 61 units of blood and two first time donors. Register today to give the gift of life at the next Health Services sponsored bloodmobile: IAA Building 9:15 a.m. – 3:00 p.m. Thurs., Jan. 24 Earl Smith Hall To schedule an appointment, contact the nurse at 557-2565 or [email protected]. RETIREMENT Chief Financial Officer Dave Magers will retire from COUNTRY Financial Jan. 2. He has 35 years of service to COUNTRY and the Illinois Farm Bureau Family of Companies. Magers began his COUNTRY career in 2003 as vice president of Property and Casualty Operations before being named CFO later that year. Prior to that time, he was vice president of finance and treasurer for the Illinois Farm Bureau, a position he held since 1998. In that capacity, he was responsible for the treasury, cash management and risk management for ® COUNTRY and other Illinois Agricultural Association affiliated companies. He became controller for the Illinois Farm Bureau in 1988. In addition, Magers served in various accounting and finance related positions from 1977 to 1988 with GROWMARK Inc., a Farm Bureau agricultural supply company. After retirement, Magers plans to continue pursuing his lifelong interest in personal collector cars. COUNTRY GROWMARK Stacey Crawford L/H Billing Services L/H Bill Spec B Amanda Bunting Seed - Seed Forage & Turf Adminstrative Asst. Jon Mehn Operations Computer Operator Adam Crouch ENR – Energy Marketing Merchant Support Coordinator IAA Julie Morlock General Counsel Law Administrative Assistant to General Counsel Scott Walls General Counsel Law Attorney Deborah Meek HRA – Benefits & Compensation Senior Compensation Analyst Katlyn Pieper HRA – Benefits & Compensation PT – Benefits Administrative Assistant IAAA Jonathan Goodyear Corporate Tax Services Tax Accountant Dennis Loy Corporate Tax Services Tax Accountant TRADING POST AUTOS AND ACCESSORIES 2007 Saturn Aura XE, under 21,000 mi., 4-door, V-6, power windows, power brakes, cruise, AC, bronze pewter exterior, tan interior, $10,200. Helen 452-4909 or hgreen1411@ gmail.com. 2007 Chevy Silverado 4x4 4 door crew, dark grey interior and exterior, 74,000 mi., $16,500. Stephanie 261-6981. 2005 Ford F250 XL, white, 4x4, 60,000 mi, EC, $15,900/OBO. Ken 264-4922. 2004 Hyundai Santa Fe LX AWD, leather interior, heated front seats, elec. sliding sunroof, multi-disc CD player, roof rack, 102,000 mi., $7,900. Seth 830-3360 or [email protected]. 2009 Dodge Grand Caravan SXT, blue, 4.0L V-6, Chrysler transferable warranty, leather, Swivel ‘n Go seating, blind spot & cross path alert, rear park assist camera, dual screen DVD, navigation, SIRIUS radio & backseat TV, remote start, sunroof, 50,100 mi., EC, $19,900. 275-7478 or [email protected]. 2006 GMC Envoy SLT 4WD, onyx black, light gray leather interior, chrome wheels, DVD, trailer towing package, 6-CD changer, sunroof, leather seats, power driver & passenger seats, heated seats, memory seats, XM radio, dual climate control, side air bags, garage door transmitter, Onstar, adjustable foot pedals, driver info center, 77,000 mi., $14,000/OBO. Jenae 303-6676. 2001 Ford Taurus, 150,000 mi., $1,900. Craig 275-4095. 1986 Ford F150, Hillsboro bed, stacks, 15 inch Eagle rims, no rust, needs motor, $1,100/OBO. 826-5401. 1997 Ford Escort, 181,000 mi., $1,500/OBO. Aly 630-639-6072. Hitch, bolts to any 3-hole bumper, half inch thick steel, 2 inch ball, 4.5 inch drop fully welded, $50. Travis 300-0888. 1 BOATS, CAMPERS and RVs 2002 Winnebago Adventurer 33’, gas, Class A, Vortec 8100 V8, 8.1 L, Workhorse chassis, 5-spd. Allison transmission, 37,000 mi., CA, power roof vents, 80W solar panels (2), spare tire, Onan generator, camera back up, hydraulic leveling jacks (2), slides (2), microwave/convection oven, heated mirrors, power driver seat, TVs (2), TV antenna & factory satellite dish, CD player, no smoking, no pets, clean, $35,000. Sharon 726-1949 or [email protected]. REAL ESTATE 704 Landau Lane, Nml., 2-story home, 3-BR, 2.5 bath, 1,700 sq. ft., extensive updates, neutral decor, lots of tile & hardwood, kitchen appliances w/extended warranty, storage shed & large deck in private backyard, first floor laundry, master bath, $159,500. Mike 242-7214. Lake house, beautiful craftsman style ranch home across the street from the boat launch at Lake Bloomington, 38' x 12' covered front porch, $164,900. Kris 821-2039. Condo, 824 McGregor, 2 huge BRs with walk-in closets, 2 baths, 1,300 sq. ft., hardwood floors, open floor plan, dishwasher, refrigerator & stove, washer/dryer on site, gas fireplace, screened-in porch, garage, elevator, $112,000. 533-0039 or [email protected]. FOR RENT The Lodge, spacious apt. for $650/mo., Jan. 1-May 2013, close to campus. Sara 630-624-2772. MISCELLANEOUS Table & chairs (8), GC, butterfly leaf. $460; Emmitt Smith jerseys (2), Dallas Cowboy NFL, size 52/XL, $25; blue shoulders/white body, size 48/M/L, $25; TV, tube, works fine, w/remote, $25; entertainment center, GC, $30; coffee table, glass top, $25; Walter Payton shadow box, autographed, mint cond., incl. Certificate of Authenticity, $225; area rug, Chicago Bears, 4 x 6, Boucle, $125; area rug, red/tan 5 x 8, GC, $60; Ugg boots, sz. 7, $100/OBO. 212-9246 or chad.thomsen@ countryfinancial.com. Teapots (2), $10; loveseat, Flexsteel brand, EC, $125, sofa, Flexsteel brand, EC, $140. Susan 242-1088. Radio Flyer scooter, My First Scooter, girls, EC, pink, $15. [email protected] or 557-6097. Boys outfits, 3-6 mo., sweater & matching navy blue cargo pants, $10; sweater & matching green cargo pants, $8; infant outfit, 0-3 mo., black velour outfit, $2; infant dress, 6-9 mo., plaid Christmas dress w/bloomers, black velvet collar & bow, VGC, $3; infant dress, 3 mo., onesie dress w/hot pink ruffle skirt, $3; infant girls fleece outfit, 6 mo. pants & zippered hoodie w/long sleeve onesie, $4; cart/cabinet, Sauder assembled printer cart, VGC, $10/OBO. 821-5515 or [email protected]. Pinball machine, Last Action Hero, can play up to 4 players, VGC, keys & manual incl., free play, $1,975. 664-6173 or [email protected]. Christmas tree, 9' artificial, prelit, realistic GKI brand, $50. 660-2638 or [email protected]. Size 11 boots, black leather, $25. Deb 319-0997. Golf balls, new, MaxFli Tour Fire, 3 packs in box (4), $4; Pinnacle Gold, 3 packs in box, (5), $6; Top Flight XL 2000, 3 packs in box (6), $6; workbench, height adjustable (30"-40") & camping table, portable, Craftsman Professional, $25/OBO. Jack 452-8800. Shelf unit, 6 ft. T, 25" W and 16" D, $20; entertainment center, 24" T, 43" W, 23" D, $25; desk, 30" T, 46" W and 22" D, $25. Kim 821-4252. iPod, 4th Generation w/8GB of storage, $100/OBO. 821-7930 or 242-1128 or [email protected]. Wastebasket, Springmaid collection, wooden, $7; jacket, hooded w/zipper, girl's S, $4; overalls, corduroy, 3-6 mos., EC, $3; jeans, women's sz. 4 long, EC, $8; jeans, women's sz. 8 long (2); junior's sz. 9 long, EC, $5/ea.; candles, country spice, $4; spiced cider, $3; vest, men's XL, royal blue with down filling, EC, $10; Yankee candle, large jar, Festival of Lights scent, $12; Christmas stocking, bone shaped, $5; Christmas angel, handmade, $10. [email protected]. Printer, HP photo/printer/scanner/copier, $10; wall sconces, $5/set; shoes, Dr. Scholl's, sz. 8, $15; girls shoes, DC's, sz. 4, $15; Norwex car kit, incl. car mitt, polish cloth & car cloth, $60. 821-6570 or [email protected]. Chanel purses, 12"x14", $25; GC, 12"x10", $20/OBO. Lisa 530-3172. Game Time Gym soccer T-shirts, 2 blue, 1 yellow, all adult L, EC, $5/ea. Jane 825-0293. Shirts/jeans, jrs., Sblue shirt, med; grey shirt & purple tank, lg., jeans: sz. 3/4 & 3, $5/shirts $10/jeans; microwave, 2.0 cu. ft., 1100 watts, EC, $40. 262-7327 or carrie.lindley@country financial.com. Sapphire cross, 14 K gold sapphire baguettes and diamond, no chain, $50. 803-727-3684 or [email protected]. Computer desk, large, two level, med. wood color, $75/OBO Andrea 821-4684. XBOX 360 w/Kinect, w/2 games, 2 controlers, in the box, $200/OBO. Brandee 750-4116. 30" interior doors, white/primed with brushed nickel hinges, 2 doors avail., $60/ea.; 4' x 8' mobile lighted sign, incl. letters & numbers, replacement bulbs & lens covers, $400; 36" base cabinet, unfinished oak, false drawer fronts, $30; 18" base cabinets, unfinished oak, 3 avail., $30/ea.; 24" base cabinet, Masterbrand cabinet, white, $30; reception desk & table, VGC, $200 for the set; metal office desks, GC, 3 avail., $25/ea.; rolling office chairs (10), GC, adjustable armrests, $20/ea.; office chairs (4), GC, $10/ea. Norm 212-1618. Precious Moments Tender Tails Beanies, $1 ea. or $5 for all; duck, brown bear, lion, horse, elephant, pig; retired Beanie Babies, Demure the Poodle, $4; $1 ea. for Gracie the Swan (x2), Rocket the Bluejay, Divalectable the Chihuahua, Twigs the Giraffe, Waves the Whale, Doby the Doberman, Inch the Inchworm, Crunch the Shark, $10 for all 10; Teenie Beanie Babies, some w/tags, some without; $2 for 10; Beanie Babies, all w/tags; $1/ea. or $6 for all; Quackers, Valentino, Pouch, Hoppity, Rover, Derby, Ears, Cubbie. Stacey 821-3942. LifeStyle Party Time Play Kitchen, Step 2, EC, incl.: kitchen, play food, grocery basket, and wicker basket, $60. 242-1630 or [email protected]. Hon two drawer metal filing cabinets (2), $10/ea. Ian 821-6157. Stove, GE, electric oven, white, approx. 10 yrs. old, VGS, comes w/cord, $150. Holly 825-6434. Snap bags, homemade, small: $1; large: $3. 557-2481 or [email protected]. Ice cream maker, Hamilton Beach, $15; sign, Peek a Boo, $5; sign, Dream, white, $5. 557-3984 or [email protected]. Formal dress, "Tony Bowls" sz. 6, chiffon w/sweetheart neckline, beaded empire waist, fitted torso w/ruching, & full skirt w/multiple tiers, $200. 821-2667 or lynette.fraher@country financial.com. Mini-baker, Pampered Chef, taupe, $15. Julie 826-0407. Girls shirts (10), sz. M-L,GC, Hollister, Aero, Gap, North Face, GC, $4 ea. or all for $25; Nike Air Max basketball shoes, navy blue & white, sz. 8.5, GC, $40. Angela 815-579-9477. Coats, Abercrombie, American Eagle, Aeropostale, smalls and mediums; Christmas dress, deep blue trimmed in velvet w/sparkly accents, girls sz. 10, $7; Bluetooth headset, Motorola H270, $10. Deb 531-4000. 2 Audio chair, vinyl, wireless game chair, wireless audio transmission, connection capability with MP3/CD/DVD/games, side control panel, $70. Deb 821-3040 or debra.setterlund@ countryfinancial.com. T-shirt, M, $3; sweatshirts, 1/4 zip, S, EC, $15; Abercrombie, S, EC, $15; sweats, blue & green adult XS, EC, maroon S, $5/ea. Kim 821-4812. Boots, knee-high, brown, 11.5, $20. Heather 557-2036. DVDs, approx. 30, incl. 28 Days, Friday Night Lights & Spanglish. $2/ea. or 3 for $5. 821-5244 or abby.aupperle@ countryfinancial.com. Furniture, wingback chairs (2), EC, $300 for the pair; couch, VGC, $200; side tables(2), cherry finish, VGC, and an oval coffee table, $200 for all 3. 821-5186 or amanda.hilt@country financial.com. Malshipoo puppies, Maltese shitzue poodle, $375/ea. Chrystal 287-8319. OtterBox -iPhone case, 2-tone purple, $30. Jenny 275-5968. Picture, floral, $30; Nordic Trac elliptical machine, barely used, CX 925, display on console shows time, speed, heart rate, and calories burned, is IFIT compatible. Melissa 275-7153. Cookie jar, $15; Mega Blocks, big size, approx. 2 sets of them, $20. [email protected]. Door knocker, incl. hardware, approx 8.5" h x 4.5" w, $5; Christmas décor, 2 handmade Christmas trees, can hang or stand, 8"H x 5.5"W, 3/4"D, $6/ea.; recipe books (2), in matching case, contain blank recipe cards, dividers and labels, $3; vinyl records (10), used, Dire Straits, Ted Nugent, Jimi Hendrix, Cyndi Lauper, $1/ea. or $7 for all; Christmas décor, handmade, approx. 6.5"H, $4; ornaments, set of 6, handmade, 1/ea. or $5/all; picture frames (6), smallest frame has no glass, $4 for all or $1/ea. 217-801-5526 or [email protected]. Door knob, Schlag Artisan Series bed & bath with lock; platinum nickel finish, $20/OBO; Creative Memories 7x7 album, limited edition, 15 pgs. incl., $10. emly.owens@country financial.com. Coach Holiday Patchwork tote, EC, $75. 821-4164 or [email protected]. Nintendo 3DS Mario red, 2 yrs. old, GC, manual chargers & memory cards, $130/OBO. Kathy 824-7801. Knit scarf, $5, handmade; knit hats, $5/ea., handmade; toddler girl snow boots, sz. 5T, $5. Cara 821-3064. Computer desk, $35. 846-5071 or [email protected]. Longaberger, 8x8 ivory baking dish, retired, $35. mwright @ilfb.org. 18" pair of trees, in clay pots, both for $15; Christmas tree, 5 1/2 or 6’ w/out lights, $30. Amy 821-6190. Coffee table, glass top w/metal frame, 38" square, 16" high, $30. Linda 821-3557. Notre Dame shirt, sz. youth med., $5; Michigan jacket/pullover, sz. youth large, $5; American Eagle boy shorts (3), pr. of AE boy cargo shorts, sz. 26, $15 for all. dayj@ ilsoy.org. Coach purse, authentic, $100. Chris 336-1767. Diapers, Huggies learning pull up, girls 3T-4T, 50 count, $15; boys sleepovers, 15 count, 45-65 lbs., $10. Linda 821-2609. Black, white, red wedding items, 13 B&W damask table runners, $2.50/ea.; 107 red candle holders, .50 ea./$50 all; 62 sleigh cupcake holders, .75 ea./$45 all; 179 red bells w/white ribbon, .15 ea./$25 all; 2 black baskets, $2; couch & loveseat set, $400. Aimee 821-3555. Sofa, white, VGC, $110. Linda 821-3557. Dining room set & chairs, cherry wood, extra leaf & table protector, EC, 6 upholstered chairs, 2 armed & 4 without, $1,000; dining room buffet, EC, $300 or $250 if purchased w/dining room set; rug, wine & green, 8' diameter, round, custom made, $125, EC. Tamara 557-3112 or 825-9890. Convertible children's furniture set, solid wood, EC; baby toys, sports themed, GC, $5; sports picture holders, $5; sports decorations, decorative pillows, GC, $10; queen bedding, incl. comforter, bed skirt, sheets and throw pillows, GC, $30; bathroom accessories, incl. shower curtain, rug, trash can, toothbrush holder, tissue box cover, $15; full size comforter & sheets, reversible, GC, $15. Nick 557-2126. Women's bicycle, Schwin, in good shape, white, $50/OBO. Mary 821-6282 or 392-3103 after 5. Pug puppies, fawn or black, females $450, males $400, dew claws removed, first shots, fawn pups ready for new homes now, black pups will be ready at the end of Dec. Laura 824-9903. Table and chairs, wood, chairs have padding, very sturdy, very few nicks and scratches, $150. 217-714-7613 or [email protected]. Interior French doors, unfinished, protective plastic still on glass, built for 74" wide doorway, $400. [email protected]. Phone case, for 3gs iPhone, $5. 821-5331 or angela.murphy@ countryfinancial.com. Clock, 20" diameter, $12/OBO. 821-3418 or lisa.heck@country financial.com. Weider 8630 Training Gym, $75. Bruce 242-6605. Cloth diapers, Bitti Tutto, AI2, one size, Minky covers, EUC, no staining, lime, teal, orange, fuscia, purple and carnival print, $10/ea or $50 for all 6; developmental drink system, mOmma (by Lansinoh) for baby/toddler, incl. 8 oz. bottle, slow/fast flow nipples, silicone sippy top, straw top, 2 handles per cup and lid, $10/ea. set or $35 for all. 821-6425 or sarah.bauer@country financial.com. Dr Who DVDs, new series, Season 5 and 6, $24/both; Vizio router; high def., dual band, N-router optimized for HD video/audio streaming, $35; brown Candies boots, sz. WMN 6, $15. Ted 821-3758. Water bottles, sub zero, stainless steel (4), $10. Jason 821-2208. Ski bibs, Columbia, black, sz. XL, $50/OBO. Stella 838-2447 or 663-4476. Tennis backpack, like new, $50. Debbie 275-4749. Toy Story toys, Slinky Dog pull toy, $5; talking Buzz Lightyear, $10; RC, $10. 821-6460 or [email protected]. Leather reclining chair, black leather, GC, $50/OBO; walnut & glass end table, rectangular, GC, frame is solid walnut, top is glass, bottom is woven, $25/OBO. Heather 825-4216. Christmas musical ornaments, Santa's Marching Band, plays 35 Christmas carols, hang on the tree or displayed on a table, $50. Ian 821-4773. Girls clothing, L/S shirt with vest, GC, size 10, $8; Old Navy boyfriend jeans, EC, size 10, $10; crop top, GC, size 12, $8; shorts, GC, both size 10, $10/ea.; jeans, EC, sz. 12, $10; jeans skirt, EC, sz. 10, $8; jean shorts, sz. 10, GC, $8; print tee, GC, sz. 10, $8; pancake tee, GC, sz. 12, $8; men's running shoes, Asics, sz. 10 1/2, $40. Stacey 821-4374. Health Rider, EC, $25; Welso Independent Action Stepper 720, EC, $15; Swanstone double sink w/3 holes for faucet and handles, $20; MyBook Live 3TB, $150. Sherilyn or John 826-7571 or 530-2859. Authentic TY Girlz Dolls (17), $10/OBO. Brittin 821-4324 or 414-416-3839. Home gym, Weider 9645, GC, missing a few weights & one pin, $125, must pick up. Justin 821-2437. Shoes, 4 pr., sz. 9, $6/ea. Connie 557-6933. Back pack, Jansport toddler, GC, mint green, $5; camera, black Nikon Coolpix s9100, $150/OBO; DVDs, $1/ea., email for titles. [email protected]. Shoes, Clarks, Privo, $40/OBO; Oreck Buster B filter bags, 16 replacement filter bags, $10. Amy 821-5042. 3 Charging station, EC, $15; Leapster Explorer w/games (3), Mr. Pencil, Dora the Explorer, Tinkerbell and the Lost Treasure, $40. 287-8082 or trent.mcpherson@country financial.com. Grape pictures, set of 3, 8 x 10, oak frames; Chardonnay, Cabernet Sauvignon, & Sauvignon Blanc, $15. Linda 821-4004. Reindeer cookie jar, $10; Corelle Christmas dishes, 16 pcs., service for 4, $12; Santa, made of felt, 2' tall, $15; Christmas dishes, service for 8, $20; USA leather jacket, sz. L, $75. [email protected]. Glass serving plate, 6", $2; sushi serving set, server & 6 bamboo plates, $5; Springform pan, 10", Christmas tree imprint, $4; holiday tart pans, metal, 4", $4/ea.; cookie decorating supplies, $10; Tupperware server, green, 2 attachable side bowls, lid serves as divider tray, EC, $12. Lisa 821-3568. Skates, grey heelys, sz. 1-6, $15; white roller shoes, size 3/5, $10; electric guitar, First Act, amp, case & stand, $60; desk lamps, $10/ea.; games, Hangman, $2; Clue Jr., $2; Twister Moves CD game, $10; antique dresser, 33”T, 40”W, 17”D, $200. 821-3040 or [email protected]. Cruet set, hand crafted & hand painted, Bellagio, $20; drinking glasses, set of 4, $10; rice paper lamp, St Louis Cardinals, $15; Con Air, hair removal system & extra replacement pads, $15; frames (2), Modern Elements, 12 x 14, holds 8 x 10 picture, $10/ea. [email protected]. Dishwasher, Whirlpool w/interchangable faceplates (white, black or cream), $75/OBO; stove, GE four burner gas range stove/ oven; $175/OBO. 815-671-6853 or [email protected]. WANTED CPA flashcards, complete set of Becker CPA exam 2011 or 2012 review flashcards. 557-3984 or [email protected]. Zac Brown tickets, 2 for Sat., Jan 12, Peoria Civic Center. Melanie 821-2949. Shoulder pulley, to borrow for a few weeks. Linda 821-4004. Wedding decor/items, GC and price, pref. purple, black, grey, or white. 824-1022 or [email protected]. Elliptical GC, reas. priced. 557-6869 or [email protected]. Gallon coffee cans, metal or plastic. Julie 821-4753. CHILD CARE Child Care, part-time openings avail. beginning in Jan., in home childcare by certified preschool director/teacher/mom, offering balanced meals/snacks, safe transportation (preschool pick up available), hands on activities, outdoor fenced yard, field trips, and lots of love. Teresa 530-4936. FREE Two male tabby cats, brothers, 2-3 years old, one has a hurt leg, indoor home, very loving. 821-7642 or jessica.doran@ countryfinancial.com. Blue Great Dane, 18 mo., registered, neutered, kid/pet friendly, very loveable, needs one set of shots. Jason 530-9922 or [email protected]. Trading Post ads in this newsletter is provided only as a venue for those offering and buying goods and services. Neither the Illinois Agricultural Association ® nor any of its affiliates (collectively, the IAA) can ensure that a buyer or seller will actually complete a transaction. The IAA is not involved in the actual transaction between buyers and sellers. As a result, it has no control over and assumes no liability for quality, safety, or legality; the truth or accuracy of the listings; the ability of sellers to sell goods or services; or the ability of buyers to pay for them. The IAA does not make any representations, warranties, or guarantees as to the quality, safety, suitability, accuracy, or completeness of any of the goods or services offered in this newsletter. In no event shall the IAA be liable for any direct, indirect, punitive, special, incidental, or consequential damages (including, but not limited to, loss of business, revenue, profits, use, data or other economic advantage), however arising, whether in an action of contract, negligence of other tortious action, arising out of or in connection with disputes with other users, the use of information available from this newsletter, or the performance of this newsletter, even if the IAA has been previously advised of the possibility of such damages. User agrees to hold the IAA (and its officers, directors, agents, affiliates, subsidiaries, joint ventures, and employees) harmless from, and covenants not to take any legal or other action against the IAA asserting any such claims. 4