Transcript
Member News
All year long, we invite you to...
April 2017
5 Reasons to Enroll in E-statements! 1. 2. 3. 4. 5.
Eliminate paper clutter in your world! You can change back to paper statements any time if you don’t like e-statements! If you use Online Banking, do you really even OPEN your mailed statement? Less paper usage is better for the environment! E-statements are a BIG savings for the credit union if we don’t have to print and mail them to members who don’t use them! To enroll in e-statements, visit us online (www.integrityfcu.org) and click OUR SERVICES tab and then HOME BANKING. You’ll find a form that you can print and return to us and we’ll do the rest!
Get a Home Equity Line of Credit and We’ll Help Your Project Along With a $100 Gift Card! Spring is here and it’s time to look at all of those home improvement projects! Let us help with a Home Equity Line of Credit! This variable rate line of credit can be used as little or as often as you like, for a small amount (minimum draw is $250) or a larger amount for a bigger project. Once you apply, we use the equity in your home to determine your line of credit amount. And then you simply draw funds as you need them! It’s that simple. And to make this offer even more attractive, we’re offering a $100 gift card* to a local home improvement store when you’re approved and take your first minimum draw of $5,000. Call today for details or to apply and get started on those home projects! *APR=Annual Percentage Rate. Open-end variable rate Home Equity Line of Credit. Current rate is based on Wall Street Journal Prime +.50, WSP is at 3.75% as of 12/16/2016. Maximum APR is 15% with a periodic cap of 3.0% per year (increase or decrease). Higher rates based on credit score. Once you’re ‘locked in’ to the initial rate, it can be subject to change monthly. Payment of $51.31 per $5,000.01 borrowed, based on a 120 month term. Rates are subject to change at any time. Consult your tax advisor regarding interest deductibility. “Equal Housing Lender”
CAR LOAN SPECIAL
1.99%
AS LOW AS
APR*
NEW & USED VEHICLES TERMS UP TO 60 MONTHS
We’ll reduce your current interest rate by 1% APR*, with a minimum rate of 1.99% APR* and terms up to 60 months when you refinance your auto (that is currently financed at another financial institution) with us. *Annual Percentage Rate. Loan rate is determined by amount and term of loan and personal credit history and score. With a loan of $20,000 for 60 months at 1.99% APR, the monthly payment would be approximately $350.76. Payment does not include debt protection, which is available at a minimal cost to members. Mechanical Repair Coverage and GAP Protection are also available member benefits. All rates and promotions are subject to change without notice any time.
What to Know About Direct Deposit We want to advise members on a few things to remember when you set up Direct Deposit for anything - your paycheck, a Social Security payment or even your tax refund. Your base account number at Integrity FCU is 5 digits long. This is the account number you would give the teller when you come in for a transaction, and it can be found on your Member ID card. But Direct Deposit and Electronic Debits from your account require a 10-digit account number to post to your account properly, so here’s what you need to know: • We can provide you with a Direct Deposit form with your complete account information for any Direct Deposits. • Your 10-digit account number can be found at the bottom of your PERSONAL checks for your Integrity FCU account. • If you don’t have checks for your account, call us and any staff member can give you your 10-digit account number. • Pay close attention when identifying your account as Checking or Savings for any Direct Deposit request. Please remember if any of the information is incorrect, it will cause delays in your Direct Deposit. Still have questions? Give us a call and we’ll be happy to help!
Mark Your Calendar for Shred Day! Saturday, July 15 from 9am-Noon. Shred Day has been scheduled this summer on Saturday, July 15th from 9am - Noon at the credit union parking lot. Once again, Shred Day is FREE for all members and residents of the community (even if they don’t belong to the credit union.) Remember that shredding personal documents is a strong defense against identity theft. Shredding is free, but we will be accepting donations for a local charity. Please limit your shredding to 10 boxes per vehicle. Thank you!
Erase Your Debt with a
Balance Transfer
4.99
%
Until the balance is * APR paid off!
February 1 to April 30, 2017.
No balance transfer fees.
*APR=Annual Percentage Rate. All Balance transfers must post between February 1, 2017 and April 30, 2017 to qualify from this promotion. Rate is good until the balance transfer amount is paid in full. Rate will revert to the posted purchase rate if any payment is 30 days or more late. Any purchases will be at the posted rate. Balances cannot be transferred from any other Integrity FCU loan product. Sample monthly payment of a balance transfer amount of $5,000 would be 2% of the balance, which is $100. All rates and promotions are subject to change without notice.
HOURS OF OPERATION Lobby Monday-Thursday: 9:00 am - 5:00 pm Friday: 9:00 am - 6:00 pm Saturday: 9:00 am - 1:00 pm
www.integrityfcu.org
Drive Thru Monday-Friday: 8:30 am - 6:00 pm Saturday: 9:00 am - 1:00 pm
Integrity Federal Credit Union serves anyone who lives, works, worships or attends school in Summit County.
971 Wooster Road West Barberton, OH 44203 P: 330-825-2455 • F: 330-825-4877 24-Hour Automated Teller: 330-825-2287
